They are usually expenses that add to your quality of life, but aren’t deemed completely necessary. Wants are considered extra expenses that are not needed in order to live and work on a monthly basis. Credit Cards, Student Loans, Car Loans) 30% Wants Housing, Groceries, Basic Clothing, Healthcare, Transportation, Childcare, Minimum Debt Repayments (i.e. They include expenses that you cannot avoid on a monthly basis. Needs are expenses that are vital to living. Let’s do a quick analysis of those categories.
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